Demystifying RMDs October 30, 2026 – 10:00 a.m.

Are You Turning 73 This Year, Or Already Navigating Mandatory Retirement Distributions?
If you hold a Traditional IRA, 401(k), 403(b), or other tax-deferred account, reaching age 73 introduces an important financial milestone: Required Minimum Distributions (RMDs).

Understanding how and when to draw from these accounts is essential for protecting your savings, avoiding steep penalties, and minimizing your tax burden before year-end.
Join us for an informative, practical workshop presented by financial expert Mary Crawford.

Date: Friday, October 3
Time: 10:00 a.m.

• Location: Grossman Building – Classroom 115

During this session, Mary will cover critical concepts every account holder should know before tax season arrives, including:

• RMD Essentials: How distributions are calculated and the crucial deadline rules for your first withdrawal.
• Avoiding IRS Penalties: Key steps to ensure compliance and prevent costly excise taxes.
• Smart Tax Strategies: How options like Qualified Charitable Distributions (QCDs) can help fulfill your minimum distribution requirements while lowering your taxable income.
• Year-End Tax Prep: Practical steps you can take today to avoid unexpected tax bill surprises next spring.

Fall 2026 members can contact the ALL office to register for this event.   lifelonglearning@capecod.edu       774-330-4400